---
title: "Compliance Series: Summary of Rights Notice"
description: Learn about the FCRA's Summary of Rights Notice and how you can remain compliant when performing background screening.
image: https://www.choicescreening.com/hubfs/Summary%20of%20rights.jpg
---

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# Our Blog

## [Compliance Series: Summary of Rights Notice](https://www.choicescreening.com/blog/compliance-series-summary-of-rights-notice)

 By: [Vanessa Mitchell](https://www.choicescreening.com/blog/author/vanessa-mitchell) Tuesday, 28 January 2025

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![Summary of rights](https://www.choicescreening.com/hs-fs/hubfs/Summary%20of%20rights.jpg?width=7008&height=4219&name=Summary%20of%20rights.jpg)

Welcome to week 1 of the Compliance series. Over the next 6 weeks we will be addressing best practices for maintaining compliance with FCRA standards. This week we will be discussing The Summary of Rights Notice as required by the Fair Credit Reporting Act.

 

**What is a Summary of Rights Notice?**

A Summary of Rights Notice is required by the FCRA and is a guide of the consumer’s rights as it applies to background screening. It is required to be given to the consumer by employers and consumer reporting agencies (like Choice Screening). The Consumer Financial Protection Bureau is responsible for the maintenance of the summary.

 

**Contents of Summary of Rights Notice **

All information provided in the notice is specifically tailored for the consumer (or applicant) and includes:

- How to file a dispute in the case of inaccurate information.
- How to file a compliant with the Consumer Financial Protection Bureau.
- How to request a credit score.
- Requirements for employers and Consumer Reporting Agencies.
- Information regarding disclosure of fees.

 

**How to Ensure Compliance**

Consumers must receive a copy of the FCRA Summary of Rights. Additional state and local summaries may be required, so be sure to consult with your account advisor or qualified employment attorney.

The consumer must receive the Summary of Rights Notice before a background investigation, before adverse action takes place, and with every adverse action letter.

 

**How To Access Summary of Rights Notice**

Most recently, the Summary of Rights was updated on March 17, 2023. The non-substantive changes include new contact information for the CFPB and other federal agencies. It also removed an obsolete business type: “Federal Land Banks”.

Click here for the [Summary of Rights Notice](https://www.consumerfinance.gov/compliance/compliance-resources/other-applicable-requirements/fair-credit-reporting-act/model-forms-and-disclosures/) in both English and Spanish Versions.

The most current and up-to-date disclosures and authorizations can be accessed within the Choice Screening digital consent form process. If you are not using our digital consent form process, reach out to your account advisor today to ensure you have the most current and updated forms in order to stay compliant!

 

Do you still have questions? [Contact Us](https://www.choicescreening.com/contact-choice-screening) or [Subscribe to our Blog](https://www.choicescreening.com/blog/) and stay informed!

This communication is intended for Choice Screening's current or prospective clients and partners and may not be forwarded outside of Choice Screening, posted online, or otherwise reprinted in whole or in part. 

The information contained in this newsletter is not all encompassing and is meant to be informative only, nor contains legal advice, expressed or implied. Consult with qualified legal counsel in all matters of employment, business, and background screening law.

 Topics: [Compliance](https://www.choicescreening.com/blog/topic/compliance), [FCRA](https://www.choicescreening.com/blog/topic/fcra)

![Vanessa Mitchell](https://www.choicescreening.com/hs-fs/hubfs/Vanessa%20Mitchell.jpg?width=100&height=100&name=Vanessa%20Mitchell.jpg)

#### [Vanessa Mitchell](https://www.choicescreening.com/blog/author/vanessa-mitchell)

Passionate blogger dedicated to making your life easier when it comes to background screening.

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