On April 18, 2026, New York strengthened workplace protections by passing Senate Bill S3072. This law limits the use of consumer credit history in employment decisions. It is now unlawful and discriminatory to request or rely on credit history for these decisions.
New York joins a growing national trend. Other states and cities have restricted employment credit checks because experts say they disproportionately affect low-income workers and communities recovering from economic hardship.
Exceptions for Special Positions
Consumer Credit History Definition
Employers are Prohibited When Making Decisions About
As New York’s consumer credit history restrictions continue to reshape hiring practices, staying compliant is more important than ever. Partner with a trusted screening provider that helps you navigate evolving regulations with confidence. At Choice Screening, we deliver compliant background screening solutions designed to support fair hiring, reduce risk, and keep your team informed every step of the way. Contact us today to discover how we can assist your organization in adapting to New York’s evolving employment laws.
This blog is intended for Choice Screening's current or prospective clients and partners and may not be forwarded outside of Choice Screening, posted online, or otherwise reprinted in whole or in part. The information contained in this blog is meant to be informative only; it is not all-encompassing, nor does it contain legal advice, expressed or implied. Consult with qualified legal counsel in all matters of employment, business, and background screening law.